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It's All About a Custom Fit.

Measure.  Design.  Alter.

The Two Questions


There are really only 2 financial questions people want the answer to.


#1:  Can I afford my lifestyle?

#2:  Will I run out of money?

Most of my clients are either in retirement or fast approaching it.  While there are many questions, they can really be summed up in just two.  

I can help you answer those questions.

How do you give someone a Custom-Tailored financial solution? 

 

Measure.

First:  Listen.  To your story.  To your passions and dreams. To your concerns.  To where you've been and where you want to go.  

Design.

What's your risk tolerance?  Your timeframe?  Your needs, wants, and wishes?  The result is a  financial garment customized just for you.

Alter.

Things will change.  Life events will happen.  So we'll adjust and make alterations.  We'll take in the plan if it feels too loose.  Let it out if it feels too tight.  We'll work together to make sure the financial garment feels just right.

Ready to take a few measurements?

A Special Story

How one Alteration made a huge impact. 

One of my clients was forced to retire early due to some health concerns.  For a while those concerns were life-threatening.  Portions of these concerns took place while we were doing some financial planning.  As you might guess, this changed the direction of our discussions.

I'll call her "Shelley" (not her real name).  Shelley expressed interest in leaving a chunk of her money to her grandkids to help pay for their college educations.  A worthy use of her money.  But I sensed there might be a better use for it.  

It was clear that Shelley loved spending time with her kids and grandkids.  Family had always been the most important thing in her life.  When she would talk about time with the grandkids, her face would light up.

And that led me to an idea and a series of questions.  The conversation went something like this:

"Leaving money for their college education would be great.  And they will be grateful.  But what if you could leave them something more than money?"

"What do you mean?"

"You love to spend time with them.  And from what you've shared with me they love spending time with you.  What if you could create some lifetime memories with them?  What would that be worth?

"I'm not sure.  Tell me more about what you are thinking."

"You have five grandkids.  If you gave them money for college, that would certainly help them.  But what if, instead, during the summer months you were to take each of your grandchildren on a special trip?  A trip that could make memories that would last a lifetime.  How would that feel to you?"

As Shelley began to think about it, I could see her entire countenance change.  A light returned into her eyes that had been absent, and we began to flesh out how this might work.  It gave her something to work on.  Something to look forward to.  It gave her purpose.

Flash forward:  The first of those trips took place this past summer.  Two weeks in Maine with one of her granddaughters.  On the beach.  Making incredible memories.  We met several months after the trip took place to update a few things.  Shelley glowed as she described what took place.  Yes, the trip cost a fair amount of money.  But what were the memories worth?  They were priceless.

Next summer's trip, this time with two different grandkids, is already being planned.  

And that, folks, is what financial tailoring is all about.  

Helping people focus on what's important... to them.

Important pieces:



(Click pic to read Bio)

Chris Parker Photo

Chris Parker

Financial Tailor
Read Bio

Born and raised in the Chicago area, Chris graduated from Miami University in 1981.  Prior to working in finance, Chris spent most of his career in medical sales.  With a long-term passion for the Market and the prodding of his pastor, Chris became a financial advisor in 2002.  He secured a position with a large brokerage firm and opened a branch office for them in Olmsted Falls.  Chris started Parker Wealth in late 2005.  

Chris holds Series 7, 24, 63 and 65 securities licenses.

A Cleveland-area resident since college, Chris and his wife Kaycee have lived in Berea for over 30 years.  They have two grown children.  And they attend Oasis Community Church in Columbia Township.

An active member of the Olmsted Falls Kiwanis Club, Chris currently is the club’s Financial Secretary and Scouting Committee Chair.  He has served as President, on the Board of Directors, and led a number of fundraisers.  In addition, he serves as the Treasurer for Ohio Kiwanis Division 14.  

Chris volunteers as a course rater for the Northern Ohio Golf Association.  He also serves as a walking scorer at professional golf tournaments in Northeast Ohio.  





What are your passions?
My faith, spending time with family and friends, gardening, a new interest in baking and cooking, and playing a little golf.

Imagine being approached by a genie who offers you three wishes. What might those wishes be?
The ability to see what's coming in the future and why, an amazing memory, and perfect health.

Which would you pick: Living on the beach or living near the mountains?
Living on the beach, near an amazing golf course, with the mountains a short drive away.

What’s the most likely place people could find you on a Saturday night?  Usually at church.  We meet on Saturday nights (instead of Sunday mornings).  But in the summer months we love to go out to Blossom Music Center, camp out on the lawn, and listen to the world-renowned Cleveland Orchestra.

If you had the ability to travel back in time, what’s something you would tell your 18-year-old self?
The most important things in life... are the people in your life.  The rest is just stuff.  Focus on what's important.

Coffee ?

Protection.  Growth.  Both tailored for you.

We will help protect the money you need now or in the near future.  Whenever you invest there are no guarantees, but our goal will be to grow your nest egg.  

Stocks, Fixed Income, Funds, Alternative Investments, Cash... all of it tailored to you.  

Based on your needs and wants.  

How much Risk should you take?  



To move forward, it has to be 

a good FIT for both of us.



The Four Elements of FIT:


  • RELATIONSHIP — Do we like each other; are we able to work together?
  • MONEY –- My model is best suited for those who have assets of $250,000 or more.
  • VALUES — Do we share similar values?  If so, in time, I should be able to earn your trust.
  • INVESTMENT PHILOSOPHY — Tailored financial solutions to each client; based on their risk tolerance, time horizon, and financial needs.

Do you have the right Fit ?

Planning

There are basically four types of money:  now, soon, later, and never (money you'll never spend).  

And there are essentially three types of planning:  goals-based, income-focused, and estate planning.  

As a financial tailor, my job is to assess your situation and use the tools necessary to give you that custom Fit.

How do you feel about retirement ?

You can listen to Bill Wills & Chris discuss Markets and the Economy most Fridays.


In 2008 the Markets were in trouble.  On a Friday morning in early October that year, Bill had Chris on his radio show to discuss what was happening. Chris has been a regular guest on Bill's show ever since.  


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Chris sends out "Market Notes" on Mondays.

What happened in the Markets last week?  What's on tap this week?  Brief and to the point.

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Let's get together.     

We'll talk about your current financial picture.  Your dreams.  Your concerns. And what you hope to accomplish in the next few years.